With the inventions, uses and developments of science and technology, we are going ahead very rapidly to reach our goals and to achieve our objectives. But our lives are surrounded with many kinds of risks. To protect our life and assets from the risks there established many policies and strategies.
These policies are generally known to us as insurance and assurance. There are almost two hundreds and twenty two countries around the world. In all of these countries there are various types and kinds of insurance policies. To serve these policies to the people there are also an establishment of many insurance companies. There are mainly four types of categories of insurance policies. They are personal, property, fidelity and liability insurance. Within these categories there are different kinds of insurance policies. Some of these are given here for examples. Home insurance, marine, fire, accident, crop, auto mobile or motor vehicle, machinery, aviation insurance, life, personal accident, health, unemployment, maternity, employees insurance, public liability, fiduciary, credit, industry, education insurance, etc. Here in the given below we are going to give a short note only on the policy of home insurance. Home insurance policy is a way of an understanding in which we can get a option to make safe and sound our home or house financially, by signing in a treaty that is written in a paper, with an insurance company that provides the noticed policy in the beginning of this definition, against any likely risks of any horrible event happens in the next future. There are many risks surrounded with our homes and houses. These risks are may be firing occurs into the home, collapse of homes in destructive earthquakes. There are also risks of flashed away of our homes in floods or homes may be both flashed away and destroyed in natural calamities like cyclones. In above the circumstances, we need a huge amount of money to repair our homes or to rebuild a new one. So, we can say that, if we take a home insurance policy for our homes and houses now then we will get those desired money from our insurer.
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